Actuarial rigor meets 1-meter spatial physics.
VesperSpatial was founded to resolve a structural blind spot in commercial property and surplus homeowners underwriting: the dangerous gap between static 30-meter parcel hazard scores and dynamic convective fire sieges. We provide delegated underwriting teams with the real-time operational safety valve required to deploy capacity profitably across California and the Western United States.
The Industry Impasse
Why Static Parcel Scoring Breaks During Convective Sieges
Traditional catastrophe vendors score wildfire risk using static vegetation fuel maps averaged over coarse 30-meter grids. While they identify where brush exists, they have zero visibility into real-time dead-fuel moisture, terrain-driven canyon wind acceleration, or multi-incident lightning siege timing. During extreme offshore wind events, static scores fail to signal when new binds must be paused to prevent catastrophic loss clustering.
Delphi-1.0 sits above existing parcel hazard stacks as an auditable operational safety valve. We resolve micro-topography down to 1-meter USGS LiDAR slopes, track live fuel dryness indices, and enforce automated 5-mile corridor aggregation caps. This empowers MGAs to write aggressively into high-margin WUI zones while guaranteeing Bermuda and Lloyd’s capacity that new bind flow will halt automatically during active convective siege conditions.
Leadership & Architecture
Built by Insurance & Geospatial Specialists
Conner Kupferberg
Founder & System Architect · VesperSpatial
Conner developed the Delphi-1.0 physical catastrophe model, the Occurrence Ops new-bind freeze loop, and the VesperSpatial distributed underwriting platform. His work bridges computational fluid dynamics, high-resolution satellite remote sensing, and actuarial ratemaking standards under ASOP 38 and California Insurance Code § 2644.9.
Corporate Headquarters
Contact & Entity Information
VesperSpatial Technologies Inc.
California, United States
Platform: vesperspatial.com
LinkedIn: linkedin.com/company/vesperspatial