Treaty Governance · Spatial Concentration Limits
Automated 5-Mile PML Solvency Accumulation Controls
Never breach reinsurance treaty caps or cluster non-correlated commercial building exposures. Delphi-1.0 executes millisecond spatial indexing against your entire in-force binder portfolio before allowing new policies to bind.
Sub-10ms H3 Spatial Indexing
Hierarchical hexagonal spatial indexing across Uber H3 resolutions 7–10 aggregates Total Insured Value (TIV) clusters with zero database bottlenecks.
Hard & Soft Treaty Limits
Enforce strict $25M radius caps with automatic declination or route borderline applications to Chief Underwriting Officers (CUO) for secondary review.
Reinsurer Treaty Audit Reports
One-click CSV/JSON export and real-time dashboard proofs demonstrating zero unhedged spatial cluster exposure during treaty renewal cycles.